Vaultenzobmkqa

Terms & Conditions

Last updated: January 15, 2026

These Terms and Conditions govern the access and use of the website vaultenzobmkqa.com and the real estate crowdlending services offered by Vaultenzobmkqa SpA, Tax ID (RUT) 77.891.456-2, domiciled at Av. Apoquindo 4800, Floor 12, Las Condes, Santiago, Chile.

1. Acceptance of terms

By accessing and using this website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the platform. Continued use of the site constitutes acceptance of any future modifications.

2. Nature of the service

Vaultenzobmkqa operates as a real estate crowdlending platform that connects investors with urban development projects in Chile. The platform facilitates collective investment in selected real estate projects, allowing users to participate with accessible amounts. Vaultenzobmkqa does not act as a financial advisor nor does it guarantee specific returns.

3. Usage requirements

To use the platform's investment services, you must: • Be at least 18 years old and have legal capacity to contract in Chile. • Provide truthful, complete, and up-to-date information during the registration process. • Comply with current anti-money laundering regulations in Chile. • Accept that investments carry risks and that invested capital may be subject to losses.

4. Investment risks

Real estate crowdlending involves inherent risks, including but not limited to: • Market risk: variations in the value of real estate assets. • Liquidity risk: investments have defined terms and do not offer early withdrawal. • Project risk: construction delays, cost overruns, or developer non-compliance. • Regulatory risk: changes in legislation that may affect investment conditions. Vaultenzobmkqa conducts a due diligence process on each project but cannot eliminate all associated risks.

5. Intellectual property

All content on this website, including texts, graphics, logos, images, software, and their selection and arrangement, is the property of Vaultenzobmkqa SpA or its licensors and is protected by Chilean intellectual property laws and international treaties. Unauthorized reproduction, distribution, or modification of any content is prohibited.

6. Limitation of liability

Vaultenzobmkqa shall not be liable for direct, indirect, incidental, or consequential damages arising from the use or inability to use the platform. The information provided on this website is for informational purposes and does not constitute financial, legal, or tax advice. Users should seek independent professional advice before making investment decisions.

7. Applicable law and jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of Chile. Any dispute arising from the use of the platform shall be submitted to the jurisdiction of the ordinary courts of the city of Santiago, Chile.

8. Amendments

Vaultenzobmkqa reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the website. It is the user's responsibility to periodically review the current terms. Continued use of the platform after publication of changes constitutes acceptance.

9. Contact

For any inquiries related to these Terms and Conditions, you may contact us through: • Email: contacto@vaultenzobmkqa.com • Phone: +56 2 2890 4561 • Address: Av. Apoquindo 4800, Floor 12, Las Condes, Santiago, Chile